Nesting Finance
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A Money Blog For Growing Families By A Growing Family In The Top 10%
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A Money Blog for Growing Families
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Master the Gross Margin Formula: Propel Your Career Growth
Introduction: A Lesser Understood Secret to Career Advancement Have you ever felt lost when your boss throws around financial terms like “gross margin”? You’re not alone. Many professionals find financial jargon intimidating. However, understanding profitability ratios is the gateway to thinking like an investor, which is a mindset that can set you apart from your…
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Velocity Banking: Extreme Risk For No Reward
Our Financial Journey: Lessons Learned and Why We Care Our journey through the financial world has been filled with lessons—both from our successes and our mistakes. With years of experience and a solid track record, we’ve learned what truly works in building wealth. We’re here to share these insights and help you avoid the pitfalls…
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How to Get Ahead in Life: Master These Three Things
Introduction Ever feel like life’s a never-ending game of catch-up? Juggling work, family, and personal time can be overwhelming. Especially as a growing family, the challenge is real. But don’t worry, we’ve got your back! In this article, we’ll dive into how to get ahead in life by focusing on mental, physical, and financial well-being.…
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Are You Ready to Buy a House? How to Make the Right Choice!
Buying a house is one of the most significant financial decisions a family can make. With both home prices and rents soaring, the question “Are you ready to buy a house?” is more critical than ever. This article will guide you through the essential considerations, from understanding social pressures and affordability issues to evaluating the…
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11 Money Mistakes New Parents Make (And How to Avoid Them)
Introduction Becoming a parent is a life-changing experience, filled with joy, sleepless nights, and—yes—financial challenges. In the whirlwind of diaper changes and midnight feedings, it’s easy to overlook important money matters. Imagine waking up one day, realizing you’ve overlooked a critical financial step, and feeling that panic set in. It doesn’t have to be this…
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What is a Nesting Party? Better Than a Shower
Preparing for a new baby is an exciting, transformative experience, often accompanied by a surge of energy and an overwhelming urge to get everything in order. This phenomenon, known as “nesting,” has a deep-rooted presence in both human and animal behavior. While baby showers have long been the traditional way to celebrate the impending arrival,…
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Are Kirkland Baby Wipes Safe? The Truth About PFAS Exposure
Introduction The recent headlines concerning Costco’s Kirkland baby wipes and the presence of PFAS (per- and polyfluoroalkyl substances) have understandably raised alarms among parents. Concerns about potential health risks have led to a wave of anxiety, resulting in many parents disposing of their Kirkland wipes. In this article, we aim to provide clarity and peace…
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Critical Insights on the Umbilical Cord Banking Controversy
Expecting a baby is a joyous yet overwhelming time, filled with countless decisions. Among these is the choice of whether to bank your newborn’s umbilical cord blood—a decision that has become one of the most emotionally charged topics for new parents. Private cord blood banking companies present this option as a critical health safeguard, but…
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The Ultimate Guide to Millionaire Success: 5 Crucial Secrets
Ever wondered what really sets millionaires apart? In the quest for financial success, many of us search for shortcuts or secret formulas. However, the keys to becoming a millionaire might be simpler and more grounded than you expect. According to insights from “The Millionaire Mind” by Thomas J. Stanley, these give factors are crucial to…
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The Best Gift for Your Child: Unconventional Yet Essential
When it comes to saving for your child’s future, the array of investment options can be daunting. Custodial Roth IRAs, 529 Plans, Custodial Accounts (UGMA/UTMA), and brokerage accounts each have their own set of rules, benefits, and limitations. Let’s explore these options and the societal pressures that come with them, and then discuss why focusing…
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Pottery Barn Recliner and the Ultimate Nursery Recliner Showdown
Navigating Nursery Decisions: Finding the Perfect Recliner Creating the perfect nursery is a daunting task for first-time parents. Social media is filled with images of luxurious baby items, making it easy to feel like you need to spend a fortune to do it right. Among the essential nursery items, a comfortable and durable recliner is…
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How Much Money Will I Need to Retire: Flawed Math
Have you ever followed conventional wisdom, thinking you were making all the right moves, only to find out later that the advice was flawed? This is precisely the risk many of us face around the question of “How much money will I need to retire?” Unfortunately, the standard retirement savings rule of thumb to save…