Nesting Finance
Where Family and Finances Intersect
by A Growing Family In The Top 10%
Popular Posts
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Are Kirkland Baby Wipes Safe? The Truth About PFAS Exposure
Introduction The recent headlines concerning Costco’s Kirkland baby wipes and the presence of PFAS (per- and polyfluoroalkyl substances) have understandably raised alarms among parents. Concerns about potential health risks have led to a wave of anxiety, resulting in many parents disposing of their Kirkland wipes. In this article, we aim to provide clarity and peace…
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Critical Insights on the Umbilical Cord Banking Controversy
Expecting a baby is a joyous yet overwhelming time, filled with countless decisions. Among these is the choice of whether to bank your newborn’s umbilical cord blood—a decision that has become one of the most emotionally charged topics for new parents. Private cord blood banking companies present this option as a critical health safeguard, but…
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The Ultimate Guide to Millionaire Success: 5 Crucial Secrets
Ever wondered what really sets millionaires apart? In the quest for financial success, many of us search for shortcuts or secret formulas. However, the keys to becoming a millionaire might be simpler and more grounded than you expect. According to insights from “The Millionaire Mind” by Thomas J. Stanley, these give factors are crucial to…
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The Best Gift for Your Child: Unconventional Yet Essential
When it comes to saving for your child’s future, the array of investment options can be daunting. Custodial Roth IRAs, 529 Plans, Custodial Accounts (UGMA/UTMA), and brokerage accounts each have their own set of rules, benefits, and limitations. Let’s explore these options and the societal pressures that come with them, and then discuss why focusing…
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Pottery Barn Recliner and the Ultimate Nursery Recliner Showdown
Navigating Nursery Decisions: Finding the Perfect Recliner Creating the perfect nursery is a daunting task for first-time parents. Social media is filled with images of luxurious baby items, making it easy to feel like you need to spend a fortune to do it right. Among the essential nursery items, a comfortable and durable recliner is…
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How Much Money Will I Need to Retire: Flawed Math
Have you ever followed conventional wisdom, thinking you were making all the right moves, only to find out later that the advice was flawed? This is precisely the risk many of us face around the question of “How much money will I need to retire?” Unfortunately, the standard retirement savings rule of thumb to save…
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Prepare for Unexpected Challenges When You Make More Money
In my previous blog post, I emphasized the significance of establishing an emergency fund equivalent to 10% of your home’s value, particularly for high earners. While the conventional advice often suggests a 6-month emergency fund, this may not suffice for individuals in high-paying positions. Today, let’s delve deeper into why a larger emergency fund is…
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A Safe Bet: How to Safeguard Your Dream Home
Enhancing Home Stability with Timeless Investment Wisdom Imagine the excitement of buying a new home—the space, the freedom, the dreams of decorating each room to your heart’s content. Now, imagine that excitement turning into stress because an unexpected event leaves you struggling to make payments. This is where the concept of buying a home with…
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How the Top 10% Stay Rich: Secrets of Dual Income
Ever bought something online, only to regret it immediately? That’s how I often feel about half my Temu haul. While these small purchases won’t wreck your wealth, they highlight a crucial point: we frequently overthink minor decisions and overlook the biggest one —who we marry. Here’s why marrying the right person is the most underrated…